jack: (Default)
[personal profile] jack
When moving house with a car, the sequence of events seems to be something like this:

1. Apply online to have your driving license changed to a new address.
2. Cut both halves of your driving license into two parts and post them to DVLA Swansea (which seems like an act of rebellion, but apparently is the correct means of disposal.)
3. Find your vehicle registration certificate, write your new name and address and driver's license number (make sure to do this before step 2?) and post it back to DVLA.
4. Phone your insurer. They will make a big deal out of the fact that they don't charge you an administration fee for non-voluntary changes to your policy, but they will charge you £100 more. Or to be more exact, they'll smugly announce an amount, but leave you to guess whether that amount is more or less, or some other number than "the difference in fees between what you were paying and what you are paying". I'm pessimistic that this is (a) pro-rata or (b) refunded if you move somewhere cheaper.

Date: 2013-01-10 10:22 am (UTC)
gerald_duck: (a1(m))
From: [personal profile] gerald_duck
A hundred pounds is almost certainly more than your early cancellation penalty with your current insurer? It might be worth shopping around a bit?

…and then going to your insurer and saying "I'm not happy with this premium hike. I've just been quoted £x by Y, are you going to match it?" They probably would.

A mischievous person might skip the step of shopping around and go straight to a fabricated x and Y.

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